An important part of the service we provide for you is the annual review of your investment/pension portfolio, which includes re-establishing your attitude to risk. The review also gives us the opportunity to check whether anything has changed in your life, which might affect your financial plans.
Any changes in the world investment markets will be reflected in the Tillinghurst-Towers Perrin model portfolio and we need to make sure that you now have the best mix of assets for the year ahead.
It is vital that you participate in this process and we request that you respond at the earliest convenient time.
Your updated information will be put through our Portfolio Investment Model and a fresh Asset Allocation is then generated for the year ahead.
Our Annual Report is then prepared and this will provide you with information on the annual return on your portfolio over the last twelve months, against a benchmark portfolio and a Passive Portfolio and highlight if you are overweight or underweight any one sectors.
The report will also review your individual holdings against its benchmark sector and information will be provided on any fund that has underperformed it sector and a mutually convenient appointment will be arranged to discuss in more detail
A Report containing conclusions and recommendations from the Review is then forwarded for your consideration and approval.
You’ll probably end up somewhere else”